Author: Rochelle Martinez
Source: articlesbase.com
A recent survey has revealed that one in three drivers in Ireland have admitted to giving false information to try to secure cheaper car insurance premiums.This trend has seen insurance companies being forced to increase insurance costs because of dishonest motorists.One car insurance industry expert said, “What does this say about us as a nation; has dishonesty simply become an accepted part of society? This behaviour is not just a worry for Irish insurers; it is a worry for all of us. As a result, honest motorists will be forced to pay higher premiums because of the actions of dishonest fellow road users. Fraud and fraudulent claims are becoming the single biggest issues for insurers in Ireland. The likelihood is that you will be found out in the end, so it really is a false economy. Not to mention how it will affect future insurance premiums and claims.”The findings showed that an astonishing 70 per cent of motorists in County Clare said that they had been dishonest when applying for car insurance, with a similar number believing it was acceptable to give incorrect information when making a claim.He went on to say, “We have identified potential hot spots of fraudulent behaviour. On the face of it, the fact that seven out of 10 drivers in Clare are prepared to lie is extremely serious. In such hot spots, including Laois, Meath, Carlow and Cavan, there appears to be a culture of dishonesty. Put simply, the majority of drivers in these counties are prepared to lie to get cheaper car insurance.”The survey also revealed that motorists are willing to be dishonest because they can easily get away with it and because it is worth doing so because of the money saved.The most common information that was falsely given included people’s addresses, current profession, how long they had held their licence, their age, the main named driver, marital status, the value of the car, any accidents they had been involved in, their access to other cars; and any medical conditions they have. Drivers in Laois and Meath were also exposed as car owners that would be more likely to falsify information to reduce quotes, with motorists in Dublin named as the most honest drivers in Ireland.
Rochelle Martinez, Freelance Web Content Article Writer for three years.